Information We Collect

We collect various types of personal information in order to provide you with accurate quotes and insurance coverage. The types of information we collect include:

• Personal Identification Information: Name, address, email address, phone number, date of birth.
• Insurance Information: Vehicle details, insurance history, driving license number, claims history.
• Payment Information: Credit card details, bank account information.
• Usage Data: Information about how you access and use our website, including IP addresses, browser types, and browsing patterns.
• Sensitive Information: In some cases, we may collect sensitive data (e.g., health conditions if necessary for specific policies). This will only be collected with your consent.

How We Use Your Information

We use the personal information we collect for the following purposes:

• To provide you with car insurance quotes and offer appropriate coverage options.
• To process and manage your insurance policies, including issuing, amending, and renewing them.
• To communicate with you regarding your insurance policy, including policy updates, claims processing, and customer service.
• To process payments, refunds, or any other financial transactions related to your insurance.
• To send you marketing communications, where permitted by law or with your consent.
• To improve our website, services, and customer experience through data analysis and feedback.
• To comply with legal and regulatory obligations, including fraud prevention, identity verification, and claims handling.

How We Share Your Information

We respect your privacy and will not sell or rent your personal information to third parties. However, we may share your information with:

• Insurance Providers: To obtain quotes, process your policies, and handle claims.
• Third-Party Service Providers: We may share your information with third-party vendors who assist with payment processing, marketing services, and data storage.
• To communicate with you regarding your insurance policy, including policy updates, claims processing, and customer service.
• Regulatory Authorities: We may disclose your information to comply with legal requirements or to protect our business interests.
• Business Transfers: In the event of a business merger, acquisition, or sale, your personal information may be transferred to the new entity.

We ensure that any third parties we work with adhere to similar privacy standards and handle your data securely.

Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience while visiting our website. Cookies are small data files placed on your device that help us recognize your browser and provide tailored content.

• Essential Cookies: These are necessary for the operation of the website, such as remembering your preferences and login information.
• Analytical Cookies: These help us analyze website traffic and user behavior to improve our services.
• Marketing Cookies: These track your browsing habits to provide personalized ads or offers.

You can adjust your browser settings to manage cookies or opt-out of certain types of cookies, but please note that disabling cookies may affect the functionality of our website.

Data Security

We take the security of your personal information seriously and implement various security measures to protect it, including encryption, secure servers, and access controls. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee the absolute security of your data.

Your Rights and Choices

As a data subject, you have the following rights under applicable data protection laws:

• Right to Access: You can request access to the personal data we hold about you.
• Right to Rectification: You can request corrections to any inaccurate or incomplete personal data we have about you.
• Right to Erasure: You can request that we delete your personal data, subject to certain legal obligations.
• Right to Restrict Processing: You can request that we restrict the processing of your personal data under specific circumstances.
• Right to Object: You can object to our processing of your personal data, especially for direct marketing purposes.
• Right to Data Portability: You can request a copy of your personal data in a structured, commonly used, and machine-readable format.

To exercise any of these rights, please contact us at contact@limitlesscover.co.uk.

Retention of Data

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, regulatory, and operational purposes. Once the data is no longer needed, we will securely delete or anonymize it.

International Transfers

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, regulatory, and operational purposes. Once the data is no longer needed, we will securely delete or anonymize it.

Children’s Privacy

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, regulatory, and operational purposes. Once the data is no longer needed, we will securely delete or anonymize it.

Changes to This Privacy Policy

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, regulatory, and operational purposes. Once the data is no longer needed, we will securely delete or anonymize it.

Contact Us

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, regulatory, and operational purposes. Once the data is no longer needed, we will securely delete or anonymize it.